Over the past years following my father’s journey as an insurance agent has supplied me the experience of talking to people about their finances. Although I am not an agent myself, my curiosity as an observer has led to a conclusion that when it comes to financing, there are only two common groups of people.…
Insurance is always sold, not bought. How many of you really wake up one day and say, “Hey, today is a great day, lets buy insurance?” crickets…… Let’s face it, insurance is probably one of the last things in mind especially you have not met with any unfortunate event. When we were sold…
2019 is finally coming to an end and we are finally moving into the next decade! Before we go for the holidays and call it a day (year?), I think it would be timely to reflect and see if we have maximised our personal tax relief. Budget 2019 Budget 2019 is…
The BTID strategy has many advantages such as saving money on fees and commission. It will benefit most to those that DIY their personal finances. Find out how to BTID.
A good budgeting habit is a great way to start your journey in financial planning. It is much easier than tracking your everyday expenses (but I hope you will eventually start tracking).
In this piece, I will be sharing my personal experience on how I create my own budget. A budget is commonly mentioned together with expense tracking. But in my perspective, they are different.
It was slightly more than a year since I first started tracking my expenses, here are the top 5 benefits I personally experienced.
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… and why most insurance agents will disagree with me Most of us already know that insurance is very important, and it should form part of our financial plan. However, we tend to shy away from insurance due to the complexity and lack of understanding of the jargon/terms within an insurance contract. We rely…
We are no stranger to gyms and workouts, exercising to ensure that we are physically fit and healthy. But how many of us had taken a deep, real and truthful look at our financial health? Here are the basic steps to be financially FIT: 1. Keep track of your everyday expenses Before prescribing any medication,…
Like most of you, I have a list of new year resolutions that I want to achieve in 2019. Diversifying my investment portfolio is among the top in the list. One of the instrument that I have been procrastinating and neglecting last year was P2P lending. On 20 Nov, 2017, I deposited RM1,000 into my…
